SANAD Fund for MSMEs Technical Assistance Facility (TAF)

Agricultural Lending Strategy for an Agriculture Microfinance Bank

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The aim of the assignment is to review the agricultural lending strategy at the Palestinian Agriculture Credit Institution (PACI) and develop a clear roadmap for the implementation of the strategy.

Interviewed farmers to understand their needs and crop cycles. Worked with cooperatives to map the input providers, distinguish farmer segments, and identify processors and buyers in Palestine. Developed four unique lending products for PACI based on research results, matching the needs of the farmers/cooperatives with the product offering. Identified internal and external risks for PACI. Revised the internal processes for improved efficiency within the bank. Provided an implementation road map, separated into phases for ease of implemenation.

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