Better Than Cash Alliance (BTCA)

Driving Innovative Digital Wage Payments in the Garment Sector for migrants and women

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The assignment focused on four key areas: gaining an understanding of the transition to digital payment of wages in the sector, understanding how factory managers can make the transitions as smoothly as possible, gain insights into what influences adoption of e-wallets by the workers and map the players in the ecosystem can come together to enable scale. 

Armed with these evidence-based insights, garnered through desk research, surveys, focus group discussions and in-depth interviews, AVRIO developed recommendations for how all stakeholders, working in concert, could achieve the transition to responsible digital wage payments. The study took place against the backdrop of the pandemic, which affected the rapidly changing regulatory environment in Jordan but as well as the perceptions of e-wallets held by company managers and migrant workers.

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