{"id":3024,"date":"2022-04-03T09:12:43","date_gmt":"2022-04-03T09:12:43","guid":{"rendered":"https:\/\/wordpress-494181-2399266.cloudwaysapps.com\/?p=3024"},"modified":"2022-07-24T12:22:40","modified_gmt":"2022-07-24T12:22:40","slug":"food-for-thought-example","status":"publish","type":"post","link":"https:\/\/avrioimpact.com\/food-for-thought-example\/","title":{"rendered":"Impact on employers of digitizing wage payments for migrant workers"},"content":{"rendered":"

Have you ever wondered about the barriers to opening a mobile wallet on a mobile phone? We often hear about constraints such as lack of mobile phone ownership (especially true for women in some markets) or low digital and financial literacy. There is also the trust factor where many ardent mobile phone users do not trust money in any other form other than physical cash. All these are valid depending on the country and user context. However, our team unearthed another very significant barrier – the lack of a local SIM!\u00a0 As we know, a mobile money account (or wallet) uses the mobile number attributed to a local SIM as the wallet\u2019s \u201caccount number\u201d. Well, many migrants, when moving across borders, stay connected to their families\/friends back home via data bundles that allow them to use channels such as WhatsApp, Facebook, Youtube, etc. frequently. They don\u2019t necessarily sign up for a local SIM!\u00a0<\/span><\/p>\n

In mid-2020, amidst the initial lockdown and panic of the Covid-19 pandemic, Avrio Impact conducted detailed demand-side research among garment workers in Jordan. With migrant workers representing around three-quarters of the over 76.000 workers employed by the garment manufacturing sector in Jordan, our quest was to understand workers\u2019 experience with and appetite for receiving wages digitally. And even against the backdrop of enabling regulations (such as allowing for remote wallet opening) to bolster digital payments in light of the health crisis, the challenge to register migrant workers onto mobile wallets was a primal one: the majority of them did not have local SIMs and did not feel the need for one!\u00a0 Read more on our work in collaboration with the Better Than Cash Alliance, Better Work\/ International Labour Organization, and GIZ <\/span>here<\/span><\/a>.\u00a0\u00a0<\/span><\/p>\n

Want to know more about our work? Email us at <\/span>hello@avrioimpact.com<\/span><\/a><\/p>\n

\r\n
\r\n \r\n <\/i>\r\n <\/a>\r\n 19 <\/span>\r\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"

Have you ever wondered about the barriers to opening a mobile wallet on a mobile phone? We often hear about constraints such as lack of mobile phone ownership (especially true for women in some markets) or low digital and financial literacy. There is also the trust factor where many ardent mobile phone users do not trust money in any other form other than physical cash. All these are valid depending on the country and user context. However, our team unearthed another very significant barrier – the lack of a local SIM!\u00a0<\/p>\n","protected":false},"author":1,"featured_media":3462,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":""},"categories":[35,39,37],"tags":[],"yoast_head":"\nImpact on employers of digitizing wage payments for migrant workers - AVRIO IMPACT<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/avrioimpact.com\/food-for-thought-example\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Impact on employers of digitizing wage payments for migrant workers - AVRIO IMPACT\" \/>\n<meta property=\"og:description\" content=\"Have you ever wondered about the barriers to opening a mobile wallet on a mobile phone? We often hear about constraints such as lack of mobile phone ownership (especially true for women in some markets) or low digital and financial literacy. There is also the trust factor where many ardent mobile phone users do not trust money in any other form other than physical cash. All these are valid depending on the country and user context. However, our team unearthed another very significant barrier - the lack of a local SIM!\u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/avrioimpact.com\/food-for-thought-example\/\" \/>\n<meta property=\"og:site_name\" content=\"AVRIO IMPACT\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-03T09:12:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-24T12:22:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/avrioimpact.com\/wp-content\/uploads\/2022\/05\/images-e1658148568402.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"275\" \/>\n\t<meta property=\"og:image:height\" content=\"183\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sahana Arun Kumar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sahana Arun Kumar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/avrioimpact.com\/food-for-thought-example\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/avrioimpact.com\/food-for-thought-example\/\"},\"author\":{\"name\":\"Sahana Arun Kumar\",\"@id\":\"https:\/\/avrioimpact.com\/#\/schema\/person\/18674baefaa2d0e09865329e11e714c8\"},\"headline\":\"Impact on employers of digitizing wage payments for migrant workers\",\"datePublished\":\"2022-04-03T09:12:43+00:00\",\"dateModified\":\"2022-07-24T12:22:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/avrioimpact.com\/food-for-thought-example\/\"},\"wordCount\":310,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/avrioimpact.com\/#organization\"},\"articleSection\":[\"Digital\",\"Inclusion\",\"Migrants\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/avrioimpact.com\/food-for-thought-example\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/avrioimpact.com\/food-for-thought-example\/\",\"url\":\"https:\/\/avrioimpact.com\/food-for-thought-example\/\",\"name\":\"Impact on employers of digitizing wage payments for migrant workers - AVRIO IMPACT\",\"isPartOf\":{\"@id\":\"https:\/\/avrioimpact.com\/#website\"},\"datePublished\":\"2022-04-03T09:12:43+00:00\",\"dateModified\":\"2022-07-24T12:22:40+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/avrioimpact.com\/food-for-thought-example\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/avrioimpact.com\/food-for-thought-example\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/avrioimpact.com\/food-for-thought-example\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/avrioimpact.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Impact on employers of digitizing wage payments for migrant workers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/avrioimpact.com\/#website\",\"url\":\"https:\/\/avrioimpact.com\/\",\"name\":\"AVRIO IMPACT\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/avrioimpact.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/avrioimpact.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/avrioimpact.com\/#organization\",\"name\":\"Avrio Impact\",\"url\":\"https:\/\/avrioimpact.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/avrioimpact.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/avrioimpact.com\/wp-content\/uploads\/2022\/01\/E8718BC5-656F-46C6-81EF-5C0866BB0927_1_105_c.jpeg\",\"contentUrl\":\"https:\/\/avrioimpact.com\/wp-content\/uploads\/2022\/01\/E8718BC5-656F-46C6-81EF-5C0866BB0927_1_105_c.jpeg\",\"width\":1024,\"height\":768,\"caption\":\"Avrio Impact\"},\"image\":{\"@id\":\"https:\/\/avrioimpact.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.linkedin.com\/company\/avrio-impact\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/avrioimpact.com\/#\/schema\/person\/18674baefaa2d0e09865329e11e714c8\",\"name\":\"Sahana Arun Kumar\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/avrioimpact.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5711e86723c12b9d85461929be3a4611?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5711e86723c12b9d85461929be3a4611?s=96&d=mm&r=g\",\"caption\":\"Sahana Arun Kumar\"},\"sameAs\":[\"https:\/\/wordpress-494181-2399266.cloudwaysapps.com\"],\"url\":\"https:\/\/avrioimpact.com\/author\/mohamed\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Impact on employers of digitizing wage payments for migrant workers - AVRIO IMPACT","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/avrioimpact.com\/food-for-thought-example\/","og_locale":"en_US","og_type":"article","og_title":"Impact on employers of digitizing wage payments for migrant workers - AVRIO IMPACT","og_description":"Have you ever wondered about the barriers to opening a mobile wallet on a mobile phone? We often hear about constraints such as lack of mobile phone ownership (especially true for women in some markets) or low digital and financial literacy. There is also the trust factor where many ardent mobile phone users do not trust money in any other form other than physical cash. All these are valid depending on the country and user context. However, our team unearthed another very significant barrier - the lack of a local SIM!\u00a0","og_url":"https:\/\/avrioimpact.com\/food-for-thought-example\/","og_site_name":"AVRIO IMPACT","article_published_time":"2022-04-03T09:12:43+00:00","article_modified_time":"2022-07-24T12:22:40+00:00","og_image":[{"width":275,"height":183,"url":"https:\/\/avrioimpact.com\/wp-content\/uploads\/2022\/05\/images-e1658148568402.jpeg","type":"image\/jpeg"}],"author":"Sahana Arun Kumar","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Sahana Arun Kumar","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/avrioimpact.com\/food-for-thought-example\/#article","isPartOf":{"@id":"https:\/\/avrioimpact.com\/food-for-thought-example\/"},"author":{"name":"Sahana Arun Kumar","@id":"https:\/\/avrioimpact.com\/#\/schema\/person\/18674baefaa2d0e09865329e11e714c8"},"headline":"Impact on employers of digitizing wage payments for migrant workers","datePublished":"2022-04-03T09:12:43+00:00","dateModified":"2022-07-24T12:22:40+00:00","mainEntityOfPage":{"@id":"https:\/\/avrioimpact.com\/food-for-thought-example\/"},"wordCount":310,"commentCount":0,"publisher":{"@id":"https:\/\/avrioimpact.com\/#organization"},"articleSection":["Digital","Inclusion","Migrants"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/avrioimpact.com\/food-for-thought-example\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/avrioimpact.com\/food-for-thought-example\/","url":"https:\/\/avrioimpact.com\/food-for-thought-example\/","name":"Impact on employers of digitizing wage payments for migrant workers - AVRIO IMPACT","isPartOf":{"@id":"https:\/\/avrioimpact.com\/#website"},"datePublished":"2022-04-03T09:12:43+00:00","dateModified":"2022-07-24T12:22:40+00:00","breadcrumb":{"@id":"https:\/\/avrioimpact.com\/food-for-thought-example\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/avrioimpact.com\/food-for-thought-example\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/avrioimpact.com\/food-for-thought-example\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/avrioimpact.com\/"},{"@type":"ListItem","position":2,"name":"Impact on employers of digitizing wage payments for migrant workers"}]},{"@type":"WebSite","@id":"https:\/\/avrioimpact.com\/#website","url":"https:\/\/avrioimpact.com\/","name":"AVRIO IMPACT","description":"","publisher":{"@id":"https:\/\/avrioimpact.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/avrioimpact.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/avrioimpact.com\/#organization","name":"Avrio Impact","url":"https:\/\/avrioimpact.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/avrioimpact.com\/#\/schema\/logo\/image\/","url":"https:\/\/avrioimpact.com\/wp-content\/uploads\/2022\/01\/E8718BC5-656F-46C6-81EF-5C0866BB0927_1_105_c.jpeg","contentUrl":"https:\/\/avrioimpact.com\/wp-content\/uploads\/2022\/01\/E8718BC5-656F-46C6-81EF-5C0866BB0927_1_105_c.jpeg","width":1024,"height":768,"caption":"Avrio Impact"},"image":{"@id":"https:\/\/avrioimpact.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/avrio-impact"]},{"@type":"Person","@id":"https:\/\/avrioimpact.com\/#\/schema\/person\/18674baefaa2d0e09865329e11e714c8","name":"Sahana Arun Kumar","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/avrioimpact.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5711e86723c12b9d85461929be3a4611?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5711e86723c12b9d85461929be3a4611?s=96&d=mm&r=g","caption":"Sahana Arun Kumar"},"sameAs":["https:\/\/wordpress-494181-2399266.cloudwaysapps.com"],"url":"https:\/\/avrioimpact.com\/author\/mohamed\/"}]}},"_links":{"self":[{"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/posts\/3024"}],"collection":[{"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/comments?post=3024"}],"version-history":[{"count":10,"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/posts\/3024\/revisions"}],"predecessor-version":[{"id":3496,"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/posts\/3024\/revisions\/3496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/media\/3462"}],"wp:attachment":[{"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/media?parent=3024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/categories?post=3024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/avrioimpact.com\/wp-json\/wp\/v2\/tags?post=3024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}